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Who Can Access My Credit Report? |
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Federal law states that only certain people can obtain a copy of your credit report and that your credit report can only be used in a certain manner. |
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Fair Credit Reporting Act
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The Fair Credit Reporting Act was enacted in 1971. This act states that if you have been denied credit, the merchant that denied you credit must tell you the reason why. |
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Credit and Divorce
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Divorce is never easy but it can get even trickier when it comes to sorting out credit. You will want to pay particular attention to issues involving credit. |
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Obtaining Credit
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Credit doesn't cease to be an important money management tool as we age. Yet older consumers, particularly older women, often find it difficult to get credit. |
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Debt Management Programs
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For the typical debtor that's in need of it, a debt management program will improve their credit rating. Just remember - debt management programs may improve credit ratings but they can't change any past credit history. |
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More Helpful Credit Information |
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Don't Be A Victim
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Protect yourself by guarding information about you. |
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Credit Reports
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This site talks about the possible trouble brought on by simple mistakes. |
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Your Score
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How lenders use your score and what that means. |
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Credit Scoring
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An academic approach to credit scoring. |
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