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Your Credit Source

Your Credit Source

Your Credit Source

Your Credit Source

Your Credit Source

 

Take Charge of Your Credit Report

Regularly Review and Monitor Your Credit Report

Once you have re-established or just recently established credit, you want to keep it in "good standing". Provide that you made all your payments on time. 

Regularly at least twice (2) a year you should review your credit reports with all three credit bureaus. The reason you should always check all three is because credit bureaus do not share their information. For example: a certain credit bureau may not have the same information on file as another credit.

Most credit reports contain inaccurate information. Some are just by small errors and others are by fraud also know as "Identity Theft". You can protect your good name using a service called "Credit Monitoring". Instead of having to review your credit report twice a year, order Credit Monitoring for one year and be notified quarterly by mail of ANY changes within your credit profile. Such to include recent inquires, derogatory items, fraud, and see if someone else is using your name. 

 

 

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