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Managing Credit Cards and Reports

Know The Difference Between Credit Counseling and Debt Repayment

In understanding how credit counseling may affect your credit status, it is important to know the differences between credit counseling and actual debt repayment programs. There are definite differences between credit counseling and debt repayment plans in regard to long-term effects.

Be Wary of Debt Relief Ads

Debt got you down? You're not alone. Consumer debt is at an all-time high. Whether your debt dilemma is the result of an illness, unemployment, or simply overspending, it can seem overwhelming.

How To Lower Your Credit Card Fees

Even good credit-card holders are charged fees nowadays. If this is the case for you, shop around for a better deal. They're out there. 

Inherited Debt? Who Pays When My Parents Die?

How the debt is truly paid off. This questions asks and answers what you want to know.

16 Illegal Creditor Actions

Measures creditors are not allowed to do. A creditor may not use deceptive or misleading means in an effort to collect a debt. 

More Helpful Credit Information

Consumer Credit Report

This site helps you learn the ins and outs of the credit industry.

Consumer Protection

This site offers consumer protection information and much more.

Jumpstart

This site offers important information every young American should know.

Business Information

This site provides credit and consumer information for your business.

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