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What To Check On Your Credit Report

A list of three important things you should check when you receive your credit report.

Correcting Credit Errors

There is no denying that errors can and do appear in credit reports. Reports indicate that up to 70 percent of credit reports contain errors.

Solving Your Credit Problems

Your credit report influences your purchasing power, as well as your chances to get a job, rent or buy an apartment or a house, and buy insurance. A history of timely credit payments helps you get additional credit.

What You Don't Want

The best way to determine if you have negative information in your credit report is to order a copy and check it carefully. For a thorough review, you should check with all three CRAs since there may be some variations in the file each CRA maintains on you.

Just Wait Seven Years

Most negative information will be gone within seven years. Find out how and what happens then.

More Helpful Credit Information

Know Fraud

This site tries to explain how identity thieves work and what you should do.

Legal Information

Legal information about consumer credit issues.

Credit Score

This site provides information about credit and credit scores.

Creditor Rights

This legal site provides information about creditor rights.

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